How to Handle Your Student Loans With All the Current Changes

Student loans are entering a brand new era as Trump signs the One Big Beautiful Bill into law. In this episode, we break down what the latest changes could mean for you and how to navigate them with confidence. From new borrowing caps and repayment assistance plans to how your adjusted gross income affects payments, we cover it all. We also dive into what’s changing with public service loan forgiveness and why these updates matter, especially for medical students, residents, and attending physicians. Plus, we’ll walk you through smart strategies for managing student debt in this shifting landscape, including how to file your taxes the right way, whether to consolidate, and how to weigh loan forgiveness against refinancing. Tune in to gain valuable insights on managing your student loans in these uncertain times.



[00:10:32] Breaking Down the New 2025 Student Loan Changes
[00:14:50] How New Borrowing Caps Could Affect Your Education Plans
[00:23:03] What’s Changing in Federal Student Loan Repayment Plans
[00:30:39] Key Updates to Income-Driven Repayment (IDR) Plans
[00:33:32] Student Loan Strategies for Medical Students, Residents, and Physicians
[00:46:38] How the Student Loan Buyback Program Works in 2025

 

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🎉This episode is sponsored by  PKA Insurance Group, Inc. - Helping you find the best value with personalized insurance solutions. Reach out to PKA Insurance Group to discuss your disability or life insurance needs by calling +1 800-258-1018 or emailing [email protected].




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